:root{--color-surface:#1b2127;--color-surface-raised:#252f38;--color-surface-sunken:#141a1f;--color-border:#38454f;--color-border-strong:#5e6e7a;--color-ink:#f5f3f0;--color-ink-body:#c6cdd3;--color-ink-muted:#8d99a3;--color-accent:#6b2118;--color-accent-text:#d9846a;--color-accent-hover:#551a12;--color-accent-quiet:#2a1a16;--color-on-accent:#fff;--color-strip:#161b21;--color-on-strip:#f5f3f0;--color-on-strip-muted:#8d99a3;--color-scrim:#11161bb8;--color-gold:#d9a441;--color-slate:#8fa3b2;--color-slate-quiet:#1e262e;--color-success:#7fc79a;--color-warning:#d9a441;--color-danger:#e06a4e;--color-info:#8fb8d6;--color-focus:#8fb8d6;--focus-ring-width:3px;--focus-ring-offset:2px;--font-display:Georgia, "Iowan Old Style", "Palatino Linotype", serif;--font-body:"Segoe UI", system-ui, -apple-system, "Helvetica Neue", Arial, sans-serif;--font-mono:ui-monospace, "Cascadia Mono", Consolas, monospace;--text-xs:.875rem;--text-base:1rem;--text-lg:1.125rem;--text-xl:1.375rem;--text-2xl:1.75rem;--text-3xl:2.25rem;--text-4xl:3rem;--leading-tight:1.2;--leading-normal:1.6;--line-height-control:1.25;--measure:68ch;--space-1:.25rem;--space-2:.5rem;--space-3:.75rem;--space-4:1rem;--space-6:1.5rem;--space-8:2rem;--space-12:3rem;--space-16:4rem;--space-24:6rem;--target-min:2.75rem;--target-dense:2rem;--radius-sm:3px;--radius:6px;--radius-lg:10px;--shadow-sm:0 1px 2px #1f1b1714;--shadow:0 2px 8px #1f1b171a;color-scheme:dark}:root[data-theme=dark]{color-scheme:dark}:root[data-theme=light]{color-scheme:light}@media (prefers-reduced-motion:reduce){*,:before,:after{transition-duration:.01ms!important;animation-duration:.01ms!important;animation-iteration-count:1!important}}:root[data-design=light]{--color-surface:#fff;--color-surface-raised:#fff;--color-surface-sunken:#f7f7f7;--color-border:#d8d8d8;--color-border-strong:#919191;--color-ink:#1e1e1e;--color-ink-body:#444;--color-ink-muted:#6f6f6f;--color-accent:#b03a2e;--color-accent-text:#b03a2e;--color-accent-hover:#96301f;--color-accent-quiet:#f7f7f7;--color-on-accent:#fff;--color-strip:#1e1e1e;--color-on-strip:#fff;--color-on-strip-muted:#b0b0b0;--color-scrim:#14110fb8;--color-gold:#fed75e;--color-slate:#2f3a40;--color-slate-quiet:#e6eaec;--color-success:#1f5c37;--color-warning:#7a4a06;--color-danger:#c0392b;--color-info:#1d4e6b;--color-focus:#0b4f8a}*,:before,:after{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{background:var(--color-surface);color:var(--color-ink-body);font-family:var(--font-body);font-size:var(--text-base);line-height:var(--leading-normal);margin:0}:focus-visible{outline:var(--focus-ring-width) 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a:not(.btn):hover{color:var(--color-accent-hover)}img{max-width:100%;height:auto;display:block}.wrap{width:100%;max-width:78rem;padding-inline:var(--space-4);margin-inline:auto}.section{padding-block:var(--space-16)}.section--tight{padding-block:var(--space-8)}.btn{justify-content:center;align-items:center;gap:var(--space-2);min-height:var(--target-min);min-width:var(--target-min);padding:var(--space-3) var(--space-6);border-radius:var(--radius);font:inherit;line-height:var(--line-height-control);cursor:pointer;border:2px solid #0000;font-weight:600;text-decoration:none;display:inline-flex}.btn--primary{background:var(--color-accent);color:var(--color-on-accent)}.btn--primary:hover{background:var(--color-accent-hover);color:var(--color-on-accent)}.btn--secondary{color:var(--color-ink);border-color:var(--color-border-strong);background:0 0}.btn--secondary:hover{border-color:var(--color-ink);background:#ffffff1f}:root[data-design=light] 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var(--color-border-strong);border-left:4px solid var(--color-danger);border-radius:var(--radius);padding:var(--space-3) var(--space-4);margin-bottom:var(--space-4);background:var(--color-surface-raised)}.error-summary ul{align-items:baseline;gap:var(--space-1) var(--space-3);flex-wrap:wrap;margin:0;padding:0;list-style:none;display:flex}.error-summary ul:before{content:"Still needed:";color:var(--color-ink);font-weight:600}.error-summary a{color:var(--color-danger)}.trustbar{background:var(--color-surface-sunken);border-block:1px solid var(--color-border)}.trustbar ul{padding:var(--space-4) 0;gap:var(--space-3) var(--space-8);flex-wrap:wrap;margin:0;list-style:none;display:flex}.trustbar li{align-items:center;gap:var(--space-2);color:var(--color-ink);font-weight:600;display:flex}.trustbar li:before{content:"✓";color:var(--color-success);font-weight:700}.grid{gap:var(--space-6);display:grid}@media (width>=45rem){.grid--2{grid-template-columns:repeat(2,1fr)}.grid--3{grid-template-columns:repeat(3,1fr)}}.card{background:var(--color-surface-raised);border:1px solid var(--color-border);border-radius:var(--radius-lg);padding:var(--space-6)}.card h3{margin-bottom:var(--space-2)}.card h3>a,h2>a{color:var(--color-ink);font-size:1.1875rem;text-decoration:none}.card h3>a:hover,h2>a:hover{color:var(--color-gold);text-decoration:underline}.callout{background:var(--color-accent-quiet);border-left:4px solid var(--color-accent);border-radius:var(--radius);padding:var(--space-6)}.placeholder{background:repeating-linear-gradient(45deg, var(--color-surface-sunken) 0 12px, var(--color-surface) 12px 24px);border:2px dashed 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span{font-size:var(--text-xs);color:var(--color-on-strip-muted)}.hero-dark__panel{background:var(--color-surface-raised);color:var(--color-ink-body);border-radius:var(--radius-lg);overflow:hidden;box-shadow:0 18px 48px #00000061}.hero-dark__panel .section{padding-block:var(--space-6)}.lead-panel{background:var(--color-surface-raised);border-radius:var(--radius-lg);overflow:hidden;box-shadow:0 18px 48px #00000061;container-type:inline-size}.lead-panel__head{background:var(--color-strip);padding:var(--space-4) var(--space-6)}.lead-panel__head h2{color:var(--color-on-strip);font-size:var(--text-xl);margin:0}.lead-panel__body{display:block}.lead-panel__intro{padding:var(--space-4) var(--space-6) 0;font-size:var(--text-xs);color:var(--color-ink-muted);max-width:none;margin:0}.lead-panel .grid--2{gap:var(--space-4);grid-template-columns:1fr}@container (width>=26rem){.lead-panel .grid--2{grid-template-columns:1fr 1fr}}.field select{width:100%;min-height:var(--target-min);padding:var(--space-3);font:inherit;line-height:var(--line-height-control);color:var(--color-ink);background:var(--color-surface-raised);border:2px solid var(--color-border-strong);border-radius:var(--radius)}.steps{gap:var(--space-6);grid-template-columns:repeat(auto-fit,minmax(15rem,1fr));margin:0;padding:0;list-style:none;display:grid}.steps li{gap:var(--space-2);flex-direction:column;display:flex}.steps__n{font-family:var(--font-display);font-size:var(--text-2xl);color:var(--color-gold);line-height:1}.steps h3{font-size:var(--text-lg);margin:0}.steps p{color:var(--color-ink-body);margin:0}.faq{gap:var(--space-6);max-width:var(--measure);margin:0;display:grid}.faq__item dt{color:var(--color-ink);font-weight:700;font-size:var(--text-lg);margin-bottom:var(--space-2)}.faq__item dd{margin:0}.band{background:var(--color-surface-sunken);border-block:1px solid var(--color-border)}.area-list{gap:var(--space-2) 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var(--color-border);font-size:var(--text-xs)}.footer-legal a{min-height:var(--target-min);align-items:center;display:inline-flex}.account-head{justify-content:space-between;align-items:baseline;gap:var(--space-4);flex-wrap:wrap;display:flex}.account-note{font-size:var(--text-xs);color:var(--color-ink-muted);max-width:var(--measure)}.next-due{background:var(--color-accent-quiet);border-left:4px solid var(--color-accent);border-radius:var(--radius);padding:var(--space-6);margin-block:var(--space-6)}.next-due__label{font-family:var(--font-mono);font-size:var(--text-xs);letter-spacing:.1em;text-transform:uppercase;color:var(--color-gold);margin:0 0 var(--space-2)}.next-due__what{font-family:var(--font-display);font-size:var(--text-2xl);color:var(--color-ink);margin:0;line-height:1.15}.next-due__when{color:var(--color-ink-body);margin:var(--space-1) 0 var(--space-4)}.record-list{margin:0 0 var(--space-6);border:1px solid 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input{opacity:0;width:1px;height:1px;margin:0;position:absolute}.chip:has(input:checked){border-color:var(--color-accent,var(--color-ink));background:var(--color-accent,var(--color-ink));color:var(--color-surface-raised);font-weight:600}.chip:has(input:focus-visible){outline:3px solid var(--color-focus,currentColor);outline-offset:2px}.lead-panel .grid--3{gap:var(--space-4);grid-template-columns:1fr}@container (width>=34rem){.lead-panel .grid--3{grid-template-columns:1fr 1fr 1fr}}.lead-panel .hint--reason{margin:calc(var(--space-3) * -1) 0 var(--space-4)}.lead-panel .chips{gap:var(--space-1)}.lead-panel .chip{min-height:2.25rem;padding:var(--space-1) var(--space-3);font-size:var(--text-xs)}.lead-panel .field--chips legend{margin-bottom:var(--space-1)}.lead-panel .hint--reason{margin:calc(var(--space-2) * -1) 0 var(--space-3);line-height:1.35}.lead-panel .field textarea{min-height:3.5rem}.lead-panel .field>label{margin-bottom:var(--space-1);font-size:var(--text-sm)}.lead-panel__head{background:var(--color-surface-sunken,#f4f1ec);border-bottom:2px solid var(--color-border-strong)}.lead-panel__head h2{color:var(--color-ink)}.lead-panel__intro{font-size:var(--text-xs);margin:0 0 var(--space-3)}.lead-panel .lead-form{padding:var(--space-4) var(--space-6) var(--space-6)}.lead-panel .field{margin-bottom:var(--space-2)}.lead-panel .grid--2{gap:var(--space-3)}.lead-panel .field>label{font-size:var(--text-xs);margin-bottom:2px}.lead-panel .field .hint,.lead-panel .hint--reason{margin-top:2px;font-size:.75rem}.lead-panel .hint--reason{margin-bottom:var(--space-2)}.lead-panel__head{padding:var(--space-3) var(--space-6)}.lead-panel__head h2{font-size:var(--text-lg)}.lead-panel .field>label{margin-bottom:1px}.lead-panel .field:last-of-type{margin-bottom:var(--space-1)}@media (width>=60rem){.lead-panel .field input,.lead-panel .field textarea,.lead-panel .field select{min-height:2.25rem;padding-block:var(--space-2);padding-inline:var(--space-4)}}.address-dialog{border:2px solid var(--color-border-strong);border-radius:var(--radius-lg);padding:var(--space-6);background:var(--color-surface-raised);max-width:26rem;color:var(--color-ink)}.address-dialog::backdrop{background:#00000073}.address-dialog h3{margin:0 0 var(--space-2);font-size:var(--text-lg)}.address-dialog__lead{margin:0 0 var(--space-1);color:var(--color-ink-muted);font-size:var(--text-sm)}.address-dialog__body{margin:0 0 var(--space-6);font-weight:600}.address-dialog__actions{gap:var(--space-3);flex-wrap:wrap;display:flex}.field--address{border:2px solid var(--color-border-strong);border-radius:var(--radius);padding:var(--space-3) var(--space-4) 0;margin-bottom:var(--space-3)}.field--address legend{padding:0 var(--space-2);font-weight:600;font-size:var(--text-sm);color:var(--color-ink)}.field--address .field:last-child{margin-bottom:var(--space-3)}.grid--contact{gap:var(--space-3);grid-template-columns:1fr;display:grid}@container (width>=26rem){.lead-panel .grid--contact{grid-template-columns:minmax(0,9.25rem) minmax(0,1fr)}}@media (width>=45rem){.grid--contact{grid-template-columns:minmax(0,9.25rem) minmax(0,1fr)}}.field input[inputmode=numeric],.field input[type=tel]{width:auto;max-width:100%}.field input[name=zip]{width:15ch}.field input[type=tel]{width:19ch}.grid--place{gap:var(--space-3);grid-template-columns:1fr;display:grid}@container (width>=26rem){.lead-panel .grid--place{grid-template-columns:minmax(0,1fr) auto}}@media (width>=45rem){.grid--place{grid-template-columns:minmax(0,1fr) auto}}.site-creds{background:var(--color-surface-sunken);color:var(--color-on-strip-muted);border-top:1px solid #ffffff14}.site-creds .wrap{justify-content:flex-start;align-items:center;gap:var(--space-2) var(--space-4);padding-block:var(--space-2);font-size:var(--text-xs);color:var(--color-on-strip-muted);flex-wrap:wrap;display:flex}.site-creds .years{border:1px solid var(--color-gold);padding:1px var(--space-3);color:var(--color-gold);border-radius:999px;font-weight:600}.grid--place{grid-template-columns:1fr}@container (width>=26rem){.lead-panel .grid--place{grid-template-columns:minmax(0,1fr) auto auto}}@media (width>=45rem){.grid--place{grid-template-columns:minmax(0,1fr) auto auto}}.field input[name=state]{width:4rem;min-width:var(--target-min);padding-inline:var(--space-2);text-align:center;text-transform:uppercase}:root[data-design=light]{--color-ink:#262a2e;--color-ink-body:#3f464c;--color-ink-muted:#5f676e;--color-border:#e4e2de;--color-border-strong:#8d8983;--color-surface:#fff;--color-surface-raised:#fff;--color-surface-sunken:#f7f5f2}:root[data-design=light] .card,:root[data-design=light] .lead-panel,:root[data-design=light] .field input,:root[data-design=light] .field textarea,:root[data-design=light] .field select,:root[data-design=light] .field--address{border-width:1px}:root[data-design=light] .hero-dark{background-color:var(--color-surface);color:var(--color-ink);background-image:none}:root[data-design=light] .hero-dark:before{display:none}:root[data-design=light] .hero-dark__copy h1,:root[data-design=light] .hero-dark__copy p:not(.hero-eyebrow),:root[data-design=light] .hero-dark__stats b,:root[data-design=light] .hero-dark__stats span{color:var(--color-ink)}:root[data-design=light] .hero-dark__copy p:not(.hero-eyebrow),:root[data-design=light] .hero-dark__stats span{color:var(--color-ink-body)}:root[data-design=light] .hero-dark__copy p:not(.hero-eyebrow){font-size:1.1875rem;font-weight:600}:root[data-design=light] .hero-dark__stats span{font-size:.9375rem;font-weight:600}:root[data-design=light] .hero-dark__copy h1 .gold{color:var(--color-accent-text)}:root[data-design=light] .hero-dark__stats{border-top-color:var(--color-border)}:root[data-design=light] .btn--onDark{color:var(--color-accent-text);border-color:var(--color-border-strong)}.hero-figure{display:none}:root[data-design=light] .hero-figure{max-width:78rem;padding-inline:var(--space-4);margin:0 auto;display:block}:root[data-design=light] .hero-figure img{aspect-ratio:21/8;object-fit:cover;object-position:center 62%;border-radius:var(--radius-lg);width:100%;display:block}:root[data-design=light] .lead-panel{border:1px solid var(--color-border);box-shadow:0 4px 16px #0000000f}:root[data-design=light] .site-footer{background:var(--color-surface-sunken);color:var(--color-ink-body);border-top:1px solid var(--color-border)}:root[data-design=light] .site-footer h2,:root[data-design=light] .site-footer h3,:root[data-design=light] .site-footer a{color:var(--color-ink)}:root[data-design=light] .site-footer a:hover{color:var(--color-accent-text);text-decoration:underline}:root[data-design=light] .trustbar{background:var(--color-surface-sunken);color:var(--color-ink-body);border-block:1px solid var(--color-border)}:root[data-design=light] .trustbar li{color:var(--color-ink-body)}.design-toggle{right:var(--space-4);bottom:var(--space-4);z-index:50;align-items:center;gap:var(--space-2);min-height:var(--target-min);padding:var(--space-2) var(--space-4);border:1px solid var(--color-border-strong);background:var(--color-surface-raised);color:var(--color-ink);font:inherit;font-size:var(--text-sm);line-height:var(--line-height-control);cursor:pointer;border-radius:999px;display:inline-flex;position:fixed;box-shadow:0 4px 14px #0000002e}:root[data-design=light] .site-header{background:var(--color-slate);border-bottom:0}:root[data-design=light] .brand-mark{--mark-ink:#fff;--mark-red:#e85445}:root[data-design=light] .brand-name,:root[data-design=light] nav.site-nav a:not(.btn){color:#fff}:root[data-design=light] .brand small{color:var(--color-slate-quiet)}:root[data-design=light] nav.site-nav a:not(.btn):hover{color:#fff;background:#ffffff1f}:root[data-design=light] .site-creds{background:var(--color-slate-quiet);border-top:0}:root[data-design=light] .site-creds .wrap{color:#3c4a50}:root[data-design=light] .hero-dark{background-image:var(--hero-image-light,none);background-position:0 60%;background-size:cover}:root[data-design=light] .hero-dark:before{content:"";z-index:-1;background:0 0;display:block;position:absolute;inset:0}:root[data-design=light] .hero-dark__grid{align-items:stretch}:root[data-design=light] .hero-dark__copy{border-radius:var(--radius-lg);background:#faf7f299;flex-direction:column;justify-content:center;padding:2.5rem 2.25rem;display:flex;box-shadow:0 18px 48px #0003}@media (width<=60rem){:root[data-design=light] .hero-dark__copy{padding:var(--space-6) var(--space-4)}:root[data-design=light] .hero-dark:before{background:linear-gradient(#ffffffad 0%,#ffffffa3 60%,#ffffff8f 100%)}}:root[data-design=light] .lead-panel{box-shadow:0 14px 36px #00000024}.ownership-points{margin:var(--space-6) 0 0;gap:var(--space-3) var(--space-8);grid-template-columns:repeat(auto-fit,minmax(18rem,1fr));max-width:60rem;padding:0;list-style:none;display:grid}.ownership-points li{padding-left:var(--space-6);line-height:var(--line-height-body);position:relative}.ownership-points li:before{content:"";border-left:2px solid var(--color-accent);border-bottom:2px solid var(--color-accent);width:.85rem;height:.45rem;position:absolute;top:.45em;left:0;transform:rotate(-45deg)}.hero-dark__copy p.hero-eyebrow{margin:0 0 var(--space-3);font-size:var(--text-sm);letter-spacing:.01em;color:var(--color-on-strip);font-weight:600}:root[data-design=light] .hero-dark__copy p.hero-eyebrow{color:var(--color-accent-text)}.hero-dark__copy p.hero-eyebrow strong{text-transform:uppercase;letter-spacing:.06em;font-weight:700}